Your money is never in the open
Every trade runs through escrow. From the moment an order is created until payment is confirmed, the USDT is held by the platform — not by the buyer, and not by the seller. Here is exactly what happens, step by step.
What escrow actually means here
Escrow is not a promise or a policy — it is a ledger entry. The seller’s USDT is moved out of their available balance the instant an order is created, and it can only ever go to one of two places.
There is exactly one code path that releases it to the buyer and one that returns it to the seller, and an order can only ever take one of them, once.
Where locked USDT can go
Released to the buyer
Payment confirmed
Only after the seller confirms receipt, or a bank feed detects the credit.
Returned to the seller
Expired, cancelled, or dispute resolved for the seller
Automatic on expiry. Nobody has to request it.
There is no third option. It cannot be released twice, released to both, or left stranded.
Buying USDT with PKR
Choose an offer
Your moveCompare every provider quoting for your size: rate, limits, completion rate and how fast they release.
Nobody — nothing has moved yetLock your rate
Your moveAccepting a quote fixes the price for 5 minutes. The rate you accept is the rate you are charged — it is not re-priced afterwards.
NobodyQUOTE_CREATEDSeller USDT goes into escrow
AutomaticThe moment the order exists, the seller’s USDT is locked. They cannot spend it, cancel it away, or send it to anyone else.
Escrow — not the seller, not youESCROW_LOCKEDSend PKR
Your moveTransfer the exact amount to the account shown, quoting your MRD- reference. The reference is what matches your payment to this order.
Escrow holds the USDTAWAITING_PAYMENTPayment verified
Seller actsThe seller confirms the funds arrived, or a bank feed detects them automatically. A screenshot is never accepted as proof on its own.
Escrow holds the USDTPAYMENT_MARKED_SENTUSDT released to you
AutomaticEscrow releases to your wallet, minus the fee shown on your quote. If you asked for an external address, it is broadcast on-chain.
YouCOMPLETED
The cases nobody likes to document
A payments product that only explains the happy path is not answering the question you actually have.
The buyer never pays
The order expires at the end of the payment window and escrow returns to the seller automatically. No one has to ask for it back.
The seller will not release
Open a dispute. Escrow cannot be released to the seller while a dispute is open — the funds stay locked until a reviewer decides.
Payment arrives late or short
The order goes to review rather than completing. An operator compares the bank record against the order before anything moves.
Someone else paid for you
Third-party payments are rejected. The payer name must match the account holder, which is how we keep the platform out of money-laundering flows.
Buying needs less from you than selling
This is deliberate, and it is worth a minute of your time to understand — it is the same asymmetry that keeps the person on the other side of your trade accountable.
To buy USDT
A verified email and phone number
That is all. Rupees come in from a bank account already in your name, and USDT goes to you. You can start as soon as those two are confirmed.
To sell USDT, or withdraw it
A completed identity check
A government ID document and a selfie check, reviewed by a person. Selling is blocked with a clear message until it is done, and unblocks immediately once it is. You can keep buying in the meantime.
The reason is that the two directions carry different risk. Selling is the direction in which rupees leave the platform to a bank account, and that is the direction used to move the proceeds of fraud. So the heavier check sits where the risk actually is, rather than being applied to everybody for the sake of looking thorough.
Approved traders and institutional partners are exempt from that particular gate, but not from scrutiny: they have already been through business onboarding, which is a stronger check than retail verification, not a way around it.
Documents are reviewed by a person, so it is not instant — usually a few hours. If one is rejected you are told which and why, and you can resubmit.
Want to be on the other side of these trades?
Approved traders list their own offers: rate, how much they are willing to move, per-order limits and which payment rails they accept. Buyers compare those offers against everyone else’s.
You are not bidding blind — you set the price, and the platform never fills an order larger than the liquidity you have actually committed.
What you control on a listing
- Your rate
- Fixed PKR per USDT, or floating against the market index
- Total liquidity
- How much you are committing to this offer
- Per-order limits
- Smallest and largest order you will accept
- Payment rails
- Bank transfer, Raast, JazzCash, Easypaisa
- Payment window
- How long a buyer has to pay before it expires